What We Do

At Home Team Title, we are able to meet all your real estate needs. Whether it is drafting the sales contract, preparing the deed, performing a title opinion, or closing a transaction, our team of professionals can assist you in a timely and courteous manner. Additionally, if you desire title insurance, Home Team Title is an approved agent for First American Title Insurance company and can provide you with lender's or owner's coverage.

Attorney Gregory T. Taylor is approved to conduct closings for almost all local lenders, as well as many national lenders, and is licensed in both Kentucky and Tennessee. As a result, Home Team Title is able to provide title and closing services throughout Kentucky and Tennessee. Being located in Mayfield, our team is able to quickly perform title work in Marshall County, Ballard County, McCracken County, Carlisle County and Hickman County in addition to Graves County.

Over the years, Debbie, Phyllis and Greg have served many happy clients in Paducah, Benton, Wickliffe, Bardwell and Clinton in addition to those right here in Mayfield.

SERVICES WE PROVIDE

  • Title Opinions
    A title opinion is the written opinion, based on our search of the property records at the County Clerk's office, describing the current ownership rights in the property, as well as the actions that must be taken to make the stated ownership rights marketable.
     
  • Title Insurance
    We provide both lender's title insurance as well as owner's title insurance coverage through First American Title Insurance Company. Title insurance is an insurance policy that covers the loss of ownership interest in a property due to legal defects and is often required if the property is under mortgage. The most common type of title insurance is a lender's title insurance, which is paid for by the borrower but protects only the lender. However, owner's title insurance can be taken out as a separate policy and protects the buyer's equity in the property. For more information on owner's title insurance, visit the American Land Title Association page here: http://www.homeclosing101.org/protect-your-property-rights/
     
  • Deed Preparation
    Attorney Gregory T. Taylor prepares all deeds on behalf of Home Team Title in order to transfer ownership of real estate from one party to another.
  • Contract Preparation
    If you are buying or selling real estate, drafting the sales contract is the first step in the process. We can assist with preparing the contract to ensure it properly sets forth all of the terms agreed to by the buyer and seller.
     
  • Closing Services
    In conducting a closing, our office will prepare the closing statement, collect all funds and disburse the funds to the proper parties to ensure that clear title is transferred to the purchaser. We close the simplest cash transactions to the most complex loan transactions.
     
  • Owner Financing Documents
    If you are owner financing property, then you need a professional to draft the land contract or lease with option to purchase contract.
  • Loan Document Preparation
    Home Team Title prepares mortgages, promissory notes, amortization schedules, and common loan documents for real estate transactions.